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Gig Essentials

Car Loans, Insurance & Essentials

Programs that understand variable income. Compare rates, get the right coverage, and keep more of every payout.

Auto Loans • Insurance • Fuel & Maintenance • Mileage & Tax Tools • FAQ

Heads up: Some links are affiliate links. We only promote tools that support gig workers.
Financing That Gets Gig Life

Gig-Friendly Auto Loans & Refi

Pre-Qual (Soft Pull)

Check rates without harming your score (issuer dependent).

  • Counts gig deposits as income (where supported)
  • Flexible down payments
  • Fast pre-approval
Check Offers

Refinance

Lower your monthly payment if your current rate is high.

  • Soft pull pre-check
  • Terms up to 72 months
  • No early payoff penalty (check lender)
See Refi Rates

Rideshare/Delivery Programs

Special programs for commercial use or high mileage.

  • Vehicle allowance or lease options
  • Higher mileage caps
  • Maintenance packages
Explore Programs
Protect the Earnings

Rideshare & Delivery Insurance

Rideshare Endorsement

Covers you when the app is on but you have no passenger.

  • Bridges personal & commercial gaps
  • Available in many states
  • Often cheaper than full commercial
Compare Quotes

Delivery Coverage

Food/package delivery protection options.

  • Coverage while en route
  • Some carriers include rental
  • Bundle to reduce premiums
Find Coverage

SR-22/High-Risk Options

If needed, get compliant without overpaying.

  • Instant filing to the state (varies)
  • Multiple carrier comparison
  • Path back to standard rates
See Options
Keep More of Each Payout

Fuel, Maintenance & Perks

Fuel Card / Cash-Back

Lower gas costs; track spending by category.

  • App-based controls
  • Weekly statements
  • Works for personal + gig
Get Fuel Savings

Maintenance Discounts

Oil changes, tires, and repairs for less.

  • Nationwide partners
  • Flat pricing tiers
  • Emergency roadside options
See Deals

Car Wash / Detailing

Unlimited monthly wash memberships.

  • Tax-deductible portion for gig use
  • Keep ratings high
  • Multi-location access
Find Memberships
Track & Deduct

Mileage, Taxes & Earnings Tools

Mileage Tracker

Auto-detect trips and categorize with one tap.

  • IRS-compliant logs
  • Export to CSV for taxes
  • Multiple vehicles supported
Start Tracking

Tax Estimator

Quarterly estimates with reminders.

  • Link bank/apps to auto-tag income
  • Smart write-off suggestions
  • CPA export
Estimate Taxes

Creator / Equipment Financing

Cameras, lighting, mics, laptops — creator-grade gear.

  • Soft-pull pre-check
  • Zero-interest promos (where offered)
  • Fast approvals
See Offers
FAQ

Common Questions

Will lenders accept gig income?

Many do. Bring bank statements showing app deposits. Some partners use alternative underwriting that fits gig work better.

Personal vs. commercial insurance?

Rideshare/delivery endorsements fill the coverage gaps while you’re online. Full commercial is pricier but required for certain work.

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